{"id":49976,"date":"2026-06-14T22:13:12","date_gmt":"2026-06-14T19:13:12","guid":{"rendered":"https:\/\/www.commercialcafe.com\/blog\/?post_type=glossary_term&p=49976"},"modified":"2026-09-21T17:19:09","modified_gmt":"2026-09-21T14:19:09","slug":"annuity","status":"publish","type":"glossary_term","link":"https:\/\/www.commercialcafe.com\/blog\/glossary\/annuity\/","title":{"rendered":"Annuity"},"content":{"rendered":"

An annuity in real estate finance is a series of equal payments made at regular intervals over a specified period of time. This concept underpins many CRE financial calculations, including mortgage payment structures, lease payment streams, and discounted cash flow analyses.<\/p>\n

Understanding annuity principles is essential when evaluating the present value of a long-term lease or loan. Real estate professionals use annuity formulas to determine how much a future income stream is worth in today’s dollars, which directly informs investment decisions and property valuations.<\/p>\n","protected":false},"excerpt":{"rendered":"

An annuity is a series of equal payments made at regular intervals, a concept underlying CRE calculations such as mortgage payments, lease streams, and discounted cash flow.<\/p>\n","protected":false},"template":"","glossary_category":[8643],"class_list":["post-49976","glossary_term","type-glossary_term","status-publish","hentry","glossary_category-finance-valuation","wpautop"],"acf":[],"yoast_head":"\nAnnuity | CRE Glossary<\/title>\n<meta name=\"description\" content=\"What an annuity means in real estate finance: equal periodic payments used in mortgage, lease, and present-value calculations across commercial real estate.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.commercialcafe.com\/blog\/glossary\/annuity\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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