Finance & Valuation

Terms used to analyze the financial performance of commercial properties and the deals built around them. Covers valuation methods, return metrics, cash flow concepts, and financing instruments.

Hard Money Loan

A hard money loan is a short-term, asset-based loan from private lenders, used when speed matters or borrowers fall short of conventional criteria.

Yield

Yield is the income a property generates as a percentage of its cost or value, measured through metrics such as cap rate and cash-on-cash return.

Equity

Equity is an owner’s financial stake in a property, equal to its market value minus any debt secured against it.

Progression & Regression

Progression and regression describe how a property’s value is influenced by neighboring properties of higher or lower value